How to Save Money Tip Day 2: Bring Lunch to Work and You Could Save More than $2000 a Year
I am not suggesting that you can never eat out but rather look at the money you can save if you brown-bag your lunch even 1 day a week.
How much do you spend on average for a lunch out? $5-20 a day. Let’s say you spend $10 a day on lunch, that is $50.00 a week or $200.00 a month or $2400.00 a year.
Instead you brown bag your lunch 1 day a week so now you spend $40.00 a week, $160.00 a month, or $1920.00 a year. That is considerable savings- what could you use that money for? That would make some nice payments on your existing debt, extra mortgage payments, save for a vacation, help fund an emergency fund, extra money for retirement savings or saving for your child’s education.
What if you choose to make this shift 2 or 3 days a week? Every day we make money choices, sometimes we need to weigh out the costs vs the benefits. We can make better choices if we change our behaviors.
How much would it cost you to make your own lunch? It does cost some money and also time to plan and make your lunch but the savings is still considerable.
Tips for Making your Lunch Quick and Easy:
Consider leftovers from last night’s supper or low-cost meal options like soup, sandwiches and wraps, salads, just to name a few. Try cheese, deli meat, and crackers for a light lunch.
Make your lunch the night before so it’s quick and easy to grab and go.
Buy big bags of snacks and divide them up into individual size portions *often cheaper.
Make extra portions of meals such as chili, spaghetti sauce, casseroles, and lasagna which can all be frozen in advance. Defrost and reheat at work for a quick lunch.
Cut up vegetables and fruit when you get home from the grocery store so its easy to grab when running late. Add some dip or salad dressing.
Freeze a water bottle or grapes to help keep other foods cold until lunch time.
Invest in a thermos for hot and cold foods and an insulated bag.